Public Liability Insurance for HGV Drivers
We provide instant, on-line hgv drivers public liability insurance quotes and cover from our panel of specialist liability insurers and our own unique underwriting facilities in the United Kingdom. As liability insurance specialists we offer a highly competitive quote and cover service for public liability insurance for the HGV driver with full quotations containing all premium and cover information to help you make an informed choice.
Why does a HGV driver need public liability insurance?
Every day HGV drivers face the risk of legal action being taken against them in respect of their liability for personal injury or property damage arising in the course of their business activities.
What is hgv drivers public liability insurance?
The hgv drivers public liability insurance policy protects you against claims in respect of your legal liability for personal injury or property damage sustained by third parties arising during course of your business. It pays any awards that are made against you and also meets the cost of any legal defence of any claim, whether you are responsible or not.
How much is public liability insurance for a HGV driver?
The price you pay is specific to your requirements and will depend how many people are involved in your business, the limit of indemnity you require and whether you have previously had any claims made against you. If there are any unusual features about your business or you require cover for additional occupations, we can accommodate most businesses but this may also affect the premium you pay.
Will there be a policy excess under my insurance?
There will be no policy excess in respect of claims arising from personal injury. Claims in respect of third party property damage will generally be subject to an excess and this will often be £250. The details of your excess will be shown clearly in your quotation.
How do I buy hgv drivers public liability insurance?
You can apply on-line for hgv drivers public liability insurance or call us direct to discuss your requirements with one of our team.