Residents Association Insurance

Key features of Standard Cover
  • Directors and Officers Liability up to £500,000
  • Public Liability up to £5,000,000
  • Employers Liability up to £10,000,000
  • Legal Expenses up to £50,000
  • Optional Cover
    Material damage -Property insured to be general items covering
    street lights and furniture gates, walls, fences and incidental buildings.
 residents association insurance
 

Please complete the form as fully as possible and press submit. A quote will be provided to you, generally, within 2 working hours. Our questions may not tie in exactly with your existing insurance arrangements, and if you are in any doubt regarding the cover you need, please contact us on 01270 767327.

The policy we will offer you is fully inclusive of all aspects of cover that would normally be required. If you should have any special requirements, we shall be happy to discuss these with you. The key elements of cover are Fire and Special Perils, including Accidental Damage, Theft. Business Interruption, Loss of Cash, Public Liability, Product Liability, Employers Liability. Full details of the shop insurance cover will be provided to you with the quotation by email - if you require specimen insurance polices, these are also available to you.

Residents Association Insurance
Full Name of Residents Association
Contact Name
Company Name/Trading Name
No and street
Address 2
Town
County
Postcode
Telephone Landline
Mobile
Email Address
Date of Expiry of existing insurance/ or required from
Estate Postcode
Number of Years established
Number of dwellings on estate including flats if applicable
Number of Shareholders
Are the roads on the estate in general regularly maintained and in a good state of repair (Please define road surface, i.e. tarmac/kerbstones; unmade or country track. For made up roads, please state year when last resurfaced or resurfacing expected date)
 
Rivers, Streams, Lakes and Ponds – Please give details of any areas of ‘water’ which fall within the boundary of your estate, or for which you are responsible.
 
Public Liability limit of indemnity
Employers liability will be at £10 million (standard limit of indemnity)
Directors & Officers Limit of indemnity
Quotations will be subject to sight of the latest set of reports and accounts
Please list names of your Estates Directors or Senior officers
Please provide the following financial information for the Association, for the current year
Does the Association hold any of the residents’ subscription monies in a separate bank account and/or hold assets?
In respect of you or any of your Partners or Directors has any insurers ever:  
a) Declined a Proposal?
b) Cancelled or declined to renew an insurance?
c) Required increased premium or special terms?
Have you or any of your Associates or Directors ever been convicted or
prosecuted for any criminal offence involving dishonesty, arson, theft, wilful damage or any prosecutions outstanding?
If you have answered yes to a), b) or c), please give full details below. If required, continue on a separate
sheet and attach to this form.
Legal Expenses Included as standard, limit of indemnity £50,000
Do you require optional cover for Material Damage to estate property
(Perils: Fire, Lightning, Explosion, Earthquake, Storm, Flood, Riot, Aircraft, Impact (animals/vehicles), Falling Trees (storm damage). Excludes malicious damage, Theft, Storm Damage to Gates & Fences)
Material Damage (please to indicate the
level of indemnity which is required)
Are you at present insured/or have you ever proposed for insurance in respect of any of the perils or contingencies to which this proposal applies
   
Give details below of all losses and claims during the last 5 years whether insured or not, if none please state none
NON DISCLOSURE WARNING: Please note that you are under a duty to disclose all facts likely to influence the acceptance and assessment of your proposal. Failure to do so will entitle the Insurer to avoid any insurance granted.