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Does an alarm installers policy include efficacy cover as standard?
Most standard public liability insurance policies do not include efficacy cover as standard. Efficacy cover protects you against claims made against you in respect of your legal liability for losses as a result of an alarm failing to perform it’s intended purpose. Not all alarm installers require this additional cover, if you do, you must ensure that the extension to cover is included within your policy. Seek professional advice if in doubt.
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