What is Nuisance?

The law defends the right of people to the peaceful enjoyment of their own property or in the exercise of a common right and a breach of this right by another is a nuisance at common law. Whilst nuisance is seated in the torts of common law it can also be actionable...

What is a Hold Harmless Agreement?

The presence of a hold harmless agreement between parties in a contract can have a significant effect on the parties liability insurance and indeed the premium they pay for that insurance but what is a hold harmless agreement? What is an indemnity agreement or hold...

Should I Check My Employees Driving Licence?

For many businesses the use of a motor vehicle is an essential part of the activities of employees within the business and it is vital to make sure that your information is up to date regarding your employees and their driving record. Why is it important to check...

What is the Minimum Temperature Required in the Workplace?

In the UK there is no law laid down that specifies a minimum, or indeed maximum temperature in the workplace. Legislation does exist in the form of the Workplace (Health, Safety and Welfare) Regulations 1992 that does lay down the requirements of the workplace...

What is Reinstatement of Sums Insured in Insurance?

In the interests of clarity this is unrelated to the reinstatement basis of sums insured. Why is reinstatement of the sums insured necessary following a claim? Property damage insurance cover is subject to sums insured against specified insured property. The sum...

What is an Insured Peril under an Insurance Policy?

From time to time when reviewing you insurance requirements you will come across the expression ” Insured Peril” but what is an insured peril under an insurance policy and what types of insurance do they appear on. What is an insured peril in an insurance...
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