With the introduction of furlough as an option for employers and employees many are asking the question do I need employers liability insurance for furloughed employees.
In the UK most employers are required to hold employers liability insurance.
The fact that furloughed employees remain employees of the company does not effect the companies legal requirements in respect of this cover. So yes, if you place employees on furlough you still need to retain your employers liability insurance.
Our separate articles provide more information as to who needs employers liability insurance and whether limited companies always require employers liability cover.