What is charity shops employers liability insurance?
Charity shop employers liability insurance protects the policyholder in respect of your legal liability for personal injury or illness suffered by employees during the course of their employment.
Does a charity shop require employers liability insurance?
All employers in the United Kingdom are required by law to hold employers liability insurance to protect themselves in respect of claims made against them by employees and the charity shop is no exception to this. Under the terms of the Employers Liability (Compulsory Insurance ) Act 1969 and it’s subsequent amendments there are a few limited exceptions to the requirement and this information is available here but for the majority of charity shops the cover will be required.
How much employers liability insurance does a charity shop require?
The legislation requires that you have a minimum level of cover of £5 million but in practice insurers provide a limit of £10 million as standard and higher limits are available.
How do I buy employers liability insurance for charity shop charity shop?
You can apply on-line or call us direct to discuss your requirements on 0161 300 2930. You should be aware that employers liability is not generally available as a stand-alone class of insurance and is generally provided alongside a public liability or as part commercial package insurance policy such as office, shop or commercial combined.
How much does charity shops employers liability insurance cost?
As with other insurances, the cost of employers liability insurance for charity shops will depend upon the exact nature of the work undertaken by employees, the number of employees, the amount of work undertaken and whether you have previously had any claims. Apply on-line for employers liability insurance for charity shops or call us direct to discuss your requirements with a broker.