Looking for great deals on liability insurance for a graphologist with instant low cost graphologists liability insurance in the United Kingdom. As a specialist liability insurance broker we provide you with on-line quotes from the leading insurers so that you can compare cover and premiums for your business insurance with our team of brokers on-hand to assist you with any queries you may have and help you to obtain our best price for your graphologists insurance.
Why does a graphologist need liability insurance?
As a graphologist you are exposed to the possibility of legal action being taken against you in respect of your legal responsibility for personal injury or property damage arising during the course of your activities. Claims in respect of these liabilities can be expensive to defend and even more costly if you are found legally liable. Your graphologists liability insurance is there to protect you against these losses by providing you with insurance in respect of awards made against you and the defence costs of any claim.
What sort of liability insurance does a graphologist need?
Quotes for graphologists liability insurance
How much does liability insurance for a graphologist cost?
The cost for liability insurance for graphologists is, as with all insurance, based upon the risk information received by the underwriter. These days liability insurance tends to be less costly than in recent years, but unusual factors such as work in hazardous locations will affect the premium you pay along with the number of people engaged in the business and whether you have previously had claims made against you.
How much liability insurance does a graphologist need?
The limit of indemnity is the maximum amount the insurer will pay our for a single claim, or in some cases the maximum amount they will pay out in a year. This limit is set by you based upon your requirements. Common limits under these policies are £1M, £2M £5M and £10M although other limits are available for graphologists . Choosing this limit you will need to decide how much cover you think you will require and this may depend on the type of work you undertake, but more commonly these days, the contractual requirements you work under such as requests for a certain limit from local authorities etc.. For employers liability, the statutory minimum is £5M although in practice policies are not issued with a limit of less than £10M, again higher limits are available upon request,