As public liability insurance specialists we offer a highly competitive quote and cover service for public liability insurance for the hygiene and cleansing service with full quotations containing all premium and cover information to help you make an informed choice.
What is public liability insurance for hygiene and cleansing services?
The hygiene and cleansing service public liability insurance policy protects you against claims in respect of your legal liability for personal injury or property damage sustained by third parties arising during the course of your business. It pays any awards that are made against you and also meets the cost of any legal defence of any claim, whether you are responsible or not.
Why does a hygiene and cleansing service need public liability insurance?
Every day hygiene and cleansing services face the risk of legal action being taken against them in respect of their liability for personal injury or property damage arising in the course of their business activities. The awards that may be made as a result of a successful claim can be catastrophic but even the legal costs of defending the most spurious claim can cause severe financial hardship.
What is the limit of indemnity under the hygiene and cleansing services public liability insurance policy?
The limit of indemnity under the hygiene and cleansing services public liability policy is the maximum liability of the insurance company in respect of each and very claim under the policy. Common limits are £1M, £2m and £5M with additional levels available upon request. It is up the individual hygiene and cleansing service to decide what is the appropriate level for their needs and this may depend upon the type of activities you are engaged in, your perception of the risks you face and perhaps any contractual requirements that the hygiene and cleansing service may have entered into.
How much is public liability insurance for a hygiene and cleansing service?
Is the hygiene and cleansing service public liability insurance policy on a claims made or claims occurring basis?
Most hygiene and cleansing services public liability policies are arranged on a claims occurring basis. This means that the policy responds to claims arising from incidents that occurred whilst the policy was in force.
Will there be a policy excess under my hygiene and cleansing service public liability insurance?
How do I buy hygiene and cleansing service public liability insurance?
You can apply on-line for hygiene and cleansing service public liability insurance or call us direct to discuss your requirements with one of our team who will be happy to discuss your requirements for hygiene and cleansing service public liability insurance and provide you with a range of alternatives from our extensive panel of providers.