Motorists Legal Expenses Insurance
Motorists legal expenses insurance policies are generally sold or supplied alongside the motor insurance policy whether this be for car, motorcycle or commercial vehicle.
The policy provides the policyholder with a range of benefits relating to;
- Recovering your policy excess.
- Recovering the cost to repair or replace your vehicle (if this not covered by your policy).
- Accessing a replacement vehicle whilst yours is being repaired or replaced.
- The cost of enforcing legal rights following an event causing personal injury or death to any driver or passenger whilst in or on an insured vehicle, this includes:Accessing medical experts to establish the extent of any injury, recovering the cost of immediate and future medical treatment and care. recovering compensation for the next of kin in the event of death.
Your defence costs if you are prosecuted for an offence relating to you owning or using your vehicle.
The cost of this important add-on to your motor insurance varies from provider to provider but Blackfriars makes no charge for this service, we pay the premium on behalf of all our motor insurance clients.