PR Consultants Professional Indemnity Insurance

We provide PR consultants with professional indemnity insurance quotes and cover at highly competitive rates from our panel of leading providers in the United Kingdom.
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PR Consultants Professional Indemnity Insurance FAQs

Why do PR consultants need PI insurance?

Like all those providing professional services, PR consultants provide a service that comes with an expectation of a certain level of professionalism and specialist knowledge. When things go wrong they may well be held to account for any financial losses with legal action and the insurance is designed to mitigate the effects of such actions.

What does the insurance cover?

The PR consultants professional indemnity insurance policy protects the policyholder against claims made against them in respect of their legal liability for losses arising from a breach of professional duty.

What limit of indemnity does a PR consultant need for professional indemnity insurance?

The limit of indemnity your require under your policy is generally for you to decide based upon your own assessment of the exposures you face in your business and the likelihood of a claim or number of claims. Many policies for PR consultants will have a limit in the aggregate and you will need to include this in your considerations.

Are policies on a claims made or claims occurring basis?

The majority of professional indemnity insurance policies for PR consultants are issued on a claims made basis and this has implications that need to be considered when you cease trading, sell your business or retire with a possible run-off insurance requirement.

What is the retroactive date under a professional indemnity policy for a PR consultant?

Policies on a claims made basis should include a retroactive date to protect the policyholder against claims in respect of work undertaken prior to the current policy year. The retroactive date should coincide with the date you started trading or the effective date of your first PR consultants professional indemnity policy. It is possible to arrange a policy with retroactive date of none, which effectively provides cover in respect of all previous periods.

How can I buy professional indemnity insurance for PR consultants?

You can apply online or call us on 0161 3002930 to discuss your requirements with one of our professional liability brokers.

Want to know more?

Read more about Professional Indemnity Insurance. Still have questions? Get in touch with our one of our expert brokers to discuss your needs today.

0161 300 2930 Blackfriars Group