self employed body piercing artist liability insurance

Looking for self employed body piercing artist liability insurance providing you with vital third party liability insurance and the option to include the treatment risk as part of your business insurance arrangements. We provide;

Public liability insurance for body piecing artists.

This is probably the most important insurance you will require, protecting you against claims in respect of your legal liability for personal injury or property damaged arising as a result of your business activities. Whilst public liability is widely available the special nature of the piercing industry does generate a number of problems in obtaining the actual cover you require.
The treatment risk for body piercing
You may be aware that most public liability policies exclude any injuries arising from piercing and clearly this presents a significant risk within the business. This cover can be obtained under a specialist policy in addition to your standard public liability cover. More information on treatment may be found on our treatment risk page.

Claims made basis of settlement on treatment insurance

This is worthy of special note for the  body piercing business, whilst most public liability policies respond on claims that occurred whilst the policy was in force, the standard treatment insurance policies for body piercing, tattoo artists and the like respond on a claims made basis. This means that they respond to claims made whilst the policy is in force. There are significant implications of this type of policy if you change insurer or do not renew because you are no longer trading or self employed. Key information on this may be  found on our claims made vs claims occurring page.

Employers Liability Insurance

if you employ people within your business it is a legal requirement that you hold employers liability insurance, there are a few exceptions to this, but generally cover is legally required and if not required, highly advisable. The policy protects you against claims made against you by employees in respect of your legal liability for personal injury or illness arising from their employment. Policies  in the UK are generally issued with a £10M limit in respect of any one occurrence.

Whilst there is a lot to consider when looking at your body piercing insurance requirements, as specialist liability insurance brokers, we are ideally placed to provide you with both excellent business insurance products and highly competitive premiums to help you meet your requirements for body piercing artist self employed liability insurance offering you fully detailed quotations from specialist insurers with all the information on premiums, policy wordings and terms and conditions  you require to enable you to make an informed choice on your self employed business insurance requirements.

Our liability insurance team is on hand to assist you with any queries you may have on your self employed body piercing artist liability insurance and will be happy to assist you in obtaining our best possible terms for you.

Apply on-line or call us today to discuss your requirements.

 
0161 300 2930 Blackfriars Group